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**ALERT**

All CBT locations will close on Friday, June 21, 2024, at 5:00 pm for scheduled system maintenance & remain closed throughout the weekend.

CBT 24-Hour Banking services will be temporarily unavailable throughout the weekend. Regular banking hours and services will resume Monday, June 24, 2024 at 8:00 am. Please plan in advance for weekend banking needs! 

Personal Checking 

Non-Interest Bearing

Balance Requirments · Monthly Service Charge
Minimum deposit of $200.00 required to open this account. 
Account Benefits & Terms
All accounts include a monthly statement with imaged, cancelled checks, except for Savings Account and SOCK Man Savers Club

Rise Money Market

Balance Requirments · Monthly Service Charge
  • $0 - $24,999.99 - 0.00% APR / 0.00% APY
  • $25,000 - 99,999.99 - 2.97% APR / 3.00% APY
  • $100,000 – 499,999.99 - 3.94% APR / 4.00%  APY
  • $500,000+ - 4.23% APR / 4.30% APY
Account Benefits & Terms 

This limited-activity account has interest rate tiers that is designed to ‘rise’ as account balances grow.  It’s a great place to ‘park’ savings and transfer into business or personal accounts as needed. It is not eligible for financial institutions or public entities seeking deposit collateralization.


4-3-2 Account

Balance Requirments · Monthly Service Charge
  • $500 & Above - No Fee
  • $400 to $500.00 - $2.00/Month
  • $300 to $400.00 - $4.00/Month
  • $200 to $300.00 - $5.00/Month
  • $0 to $200.00 - $6.00/Month
Account Benefits & Terms

A popular account providing unlimited check writing while being a safe and convenient vehicle to accumulate and disburse monies and to maintain records of financial transactions. Your monthly service charge is based on your lowest balance during the account cycle. There is NO FEE if your balance doesn’t drop below $500.00.


Chek Pak

Balance Requirments · Monthly Service Charge
  • No Minimum Balance Required
  • Service Charge - $6.95/Month
Account Benefits & Terms

This account features free checks, unlimited checking, no issue charge for money orders or Cashier’s Checks, free notary service, postage-paid bank by mail- all for one flat fee per month.


Budget Account

(.25 Per Check) 

Balance Requirments · Monthly Service Charge
  • No Minimum Balance Required
  • $.25 per check or ach
Account Benefits & Terms

An economical checking account designed for the customer that uses ten debits or less per month.


Classic 50 Account

(For Those 50+) 

Balance Requirments · Monthly Service Charge
  • No Minimum Balance Required
  • No Monthly Service Charge
Account Benefits & Terms

For customers over 50, this account provides unlimited checking, no minimum monthly balance required, free checks, and free notary service, no issue charge for money orders or cashier’s checks.


Classic 50 Plus Account

Balance Requirments · Monthly Service Charge
  • $500 & Above - No Service Charge
  • Below $500 - $5.00/Month
Account Benefits & Terms

Includes all the features of the Classic 50 Account, and you earn interest when you maintain a minimum balance of $500.


Now Account

Balance Requirments · Monthly Service Charge
  • $500 & Above - No Service Charge
  • Below $500 - $10.00/Month
Account Benefits & Terms

This account provides full-service privileges with flexible interest, simplifying checking and savings into one convenient account.


Super Now Account

Balance Requirments · Monthly Service Charge
  • $1000 & Above - No Service Charge
  • Below $1000 - $10.00/Month
  • Above 6 Withdrawals - $1.00 Each
Account Benefits & Terms

This account provides full-service privileges with flexible interest, simplifying checking and savings into one convenient account.

CONTACT US

MAIN BANK
870-367-6221

24-HOUR BANK LINE
870-367-BANK (2265)


Report Lost/Stolen Debit/ATM Card:

Business Hours: 870.367.6221

After Hours: 800.500.1044

FDIC and Equal Housing Lender

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